Yaru 
CHIA

 
Adjunct Research Fellow

FULL BIOGRAPHY

In Residence

16 July 2018 to 15 March 2024

Yaru graduated from the LLM (Corporate & Financial Services Law) programme at NUS Law as a Kwa Geok Choo Graduate Scholar, and was also the runner-up best oralist in the Red Cross International Humanitarian Law Moot during her LLB days. She is currently an associate in the Derivatives, Structured Products & Regulatory practice at Clifford Chance, Singapore.

A full link to Yaru’s professional biography can be found here.

Research Project

Regulating FinTech in Singapore

With the rapid growth of FinTech and given its disruptive nature, a significant challenge for financial regulators is in achieving a balance between encouraging innovation in financial services, yet ensuring that consumers are adequately protected through robust risk and governance frameworks. Beyond the initial experimental stages of a regulatory sandbox, it is timely to utilize a comparative lens to draw guidance from different regulatory approaches across jurisdictions and propose a robust regulatory framework of accountability for Singapore in the long-term to ensure sustainability in this FinTech journey.

Presentation

  • “Regulating the algorithms of tomorrow’s advice in Singapore”, CBFL Conference on Financial Services Law and Regulation in Singapore, CBFL, NUS Law, 28 February-1 March 2019

Publications

Book Chapter

  • Chia Yaru, ‘Robo financial advice: the new frontier ‘ in Sandra Booysen (ed), Financial Advice and Investor Protection: Comparative Law and Practice (Edward Elgar Publishing 2021) 19

Journal Articles

Book Chapters
Chia Yaru, 'Robo Financial Advice: The New Frontier' in Sandra Booysen (ed), Financial Advice and Investor Protection: Comparative Law and Practice (Edward Elgar Publishing 2021) 19

Journal Articles
Chia Yaru, 'Regulating the algorithms of tomorrow's advice in Singapore' (2020) 1 Journal of Business Law 40