This paper makes a medium-term forecast of the future of banking and financial law and lawyers internationally. It expresses the view that the law is essential to societies and that the basic purpose of the law is survival. It explains the rationale of banks as intermediaries for credit, discusses the important role of banking and financial law in the hierarchy of law, shows that there has been a very rapid increase in the size of the law, commencing from 1830 onwards, offers some reasons for the growth of the law and legal risk, such as globalisation and the intensification of regulatory regimes, proposes that there will be a strong demand medium-term for banking and financial lawyers of outstanding competence who can put the world together legally, explains the families of law, discusses various classes of legal risk and explains the high responsibilities undertaken by lawyers_x000D_ in their role in societies.