Yaru 

CHIA

Yaru graduated from the LLM (Corporate & Financial Services Law) programme at NUS Law as a Kwa Geok Choo Graduate Scholar, and was also the runner-up best oralist in the Red Cross International Humanitarian Law Moot during her LLB days. She is currently an associate in the Derivatives, Structured Products & Regulatory practice at Clifford Chance, Singapore.

A full link to Yaru’s professional biography can be found here.

Research Project

Regulating FinTech in Singapore

With the rapid growth of FinTech and given its disruptive nature, a significant challenge for financial regulators is in achieving a balance between encouraging innovation in financial services, yet ensuring that consumers are adequately protected through robust risk and governance frameworks. Beyond the initial experimental stages of a regulatory sandbox, it is timely to utilize a comparative lens to draw guidance from different regulatory approaches across jurisdictions and propose a robust regulatory framework of accountability for Singapore in the long-term to ensure sustainability in this FinTech journey.

Presentation

• “Regulating the algorithms of tomorrow’s advice in Singapore”, CBFL Conference on Financial Services Law and Regulation in Singapore, CBFL, NUS Law, 28 February-1 March 2019

Publications

Book Chapter

• Chia Yaru, ‘Robo financial advice: the new frontier ‘ in Sandra Booysen (ed), Financial Advice and Investor Protection: Comparative Law and Practice (Edward Elgar Publishing 2021) 19

Journal Articles

• PHANG, Rachel and CHIA, Yaru. Sustainability and the sunlight of disclosure: ESG disclosure in three Asian financial centres. [2024] Review of European, Comparative & International Environmental Law 1-15 https://doi.org/10.1111/reel.12554
• “Regulating the algorithms of tomorrow’s advice in Singapore” [2020] 1(1) Journal of Business Law 40-58
• “The Business of Judging Directors’ Business Judgments in Singapore Courts” [2016] SAcLJ 428
• “Board Diversity in Singapore” [2015] SAcLJ 304